Customized Student Loan Plan
Clear guidance. A personalized strategy. Six months of support.
Student loans are one of the largest and most confusing financial burdens physicians and other high-income professionals face. With multiple repayment options, forgiveness programs, refinancing decisions, and frequently changing rules, we help you navigate this complexity.
Our Average Client Saves $160,000 on Student Loans
We build student loan plans using the principles taught by The White Coat Investor and refined through years of specialized experience.
3,100+
Consulted with more than 3,100 borrowers
$1.1B+
Advised on over $1.1 billion in student loan debt
$160,000
Helped clients save an average of $160,000 on their student loans
Beyond the potential savings, clients consistently tell us the greatest benefit is clarity. Knowing what to do and why reduces stress and helps them take action.
A Clear Plan for Your Student Loans
We will work with you to create a Student Loan Plan that provides clear answers, a personalized roadmap, and ongoing support so you can move forward with confidence.
.svg)
Step 1
Schedule and Prepare
Book your consultation, pay a $50 deposit, and complete our student loan onboarding questionnaire. This helps us understand your unique situation before we meet.
.svg)
Step 2
Meet and Get Clarity
Join a 60-minute video call with your CSLP® planner. We'll answer your questions, analyze your options, and discuss the best path forward.
.svg)
Step 3
Receive Your Plan
Get your detailed, written student loan strategy document. Plus, enjoy six months of email support to implement your plan with confidence.
Student Loan Plan
One-time investment in your financial future
.svg)
60-minute consultation with a CSLP® planner
Comprehensive student loan strategy document
Analysis of federal and private loan options
Forgiveness program eligibility review
Customized repayment recommendations
6 months of email support during implementation
Who the Student Loan Plan Is Designed For
Not everyone is ready for comprehensive financial planning, but clear, expert guidance on student loans can eliminate uncertainty and potentially save you hundreds of thousands of dollars over time. If you're feeling overwhelmed by your student loans or are unsure about your next steps, this service is for you.
Want expert guidance on student loans without committing to a full financial plan and ongoing advice
Are unsure whether forgiveness, repayment, or refinancing makes the most sense
Desire to skip hours of research and digging through conflicting advice
Want clear answers and a plan they can actually follow
What Our Clients Say
Real experiences from physicians who took control of their finances.
In our conversation, we covered private refinancing, taxes and the best approach for my federal and private student loans. I enjoyed being able to run ideas across with the planner and while he helped me to see other options to pay down my student loans that I had not yet considered or knew about. He was very knowledgeable and able to break it down in a way that was applicable to me and my family.
My spouse typically hates financial conversations, but even they found the information, format, and discussion highly informative, practical, and helpful. If you can win them over, you know you're doing something right. We walked away with a clear, concrete student loan plan that included timelines and numerical breakpoints to guide future decisions. It's an incredibly valuable service for professionals carrying large student loan balances.
Going in, I was a little nervous about spending $ for the consultation, but I figured that it would at least be worth it to have peace of mind. Coming out of it, I am thanking my lucky stars because it saved us from making a costly mistake that would have cost at least tens of thousands of dollars. We now have a plan and clarity for the future. Thank you!
During the hour-long consultation with SLA, they provided clarity on my student loans and overall financial plan. He walked me through a comprehensive plan detailing my repayment options, the pros and cons of each and the best plan for my situation. The only thing I wish I could change would be to go back in time and meet at the start of my residency.
Our planner was friendly and provided enthusiastic guidance that makes the anxiety-provoking topic of student loan management much clearer while thoughtfully considering our goals. They built projections and ran calculations in real time in ways we didn't realize were possible, helping bring clarity to the consequences of different repayment strategies. Overall, exactly the kind of guidance we were looking for.
Our planner had a solid understanding of complex issues with great data and spreadsheets to back it up. Going into the call, I had a pretty good sense of what to do with REPAYE/PSLF, but they sharpened my strategy, helped anticipate potential issues, and gave great advice on contingency plans as well. I appreciate the email follow-up for additional questions that come up. I'm definitely going to tell my friends about your services!
Our planner was highly professional and had prepared detailed notes for the consultation. They were up to speed on the nuanced policy changes in regards to student loans. I thought I knew all that there was about the PSLF/student loan process, but I walked away with insights that could save us a tremendous amount on the loans. 10/10 recommend.
As a recent PA grad, I was ready to start making payments ASAP. I was trying to decide if private refinancing or consolidation was right for me. But, I didn't even know where to start. I entered the meeting terrified of my student loans. Our planner walked me through the different repayment scenarios and helped me see that a long-term pay down plan wasn't as scary as I initially thought. This really put me at ease. I left feeling excited about my investing potential and with a concrete plan about how to chip away at my loans.
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur.
Meet Your Student Loan Advisors
Certified Expertise You Can Trust:
Every planner on our team holds the Certified Student Loan Professional® (CSLP®) designation — the gold standard credential for student loan guidance. You'll work with someone who truly understands the complexities of federal and private loans.
- Brown University – B.A. in History and Economics
- CERTIFIED FINANCIAL PLANNER® (CFP®) – Candidate
- Certified Student Loan Professional® (CSLP®)
Jacqueline is an Associate Planner with White Coat Planning. She made the pivot to financial planning after seven years in investment banking, where she advised institutional and corporate clients on large-scale transactions across fixed income trading and commodities capital markets. With a passion for personal finance, she is well-aware of the complexities high earners face and enjoys helping clients understand their present financial circumstances to optimize for long-term financial independence.
Outside of work, she is an avid tennis player, hobby sustainable farmer, and U.S. history buff. She hopes to visit Katmai National Park to see the bears in the near future.
Jacqueline's best financial advice: Put every dollar to work so you can enjoy the fruits of your labor with ease and confidence.
- Iowa State University – Master of Family and Consumer Sciences in Financial Planning (MFCS), B.S in Marketing
- CERTIFIED FINANCIAL PLANNER® (CFP®)
- Certified Student Loan Professional® (CSLP®)
Cole is a Lead Planner with White Coat Planning. Previously, Cole worked as a client portfolio manager, directly managing over $315 million in assets and developing deep understanding of portfolio construction and fiduciary investment management. He enjoys working with physicians and other high-income professionals to navigate complex financial circumstances and make informed, confident financial decisions. He specializes in building comprehensive plans that integrate investment management and long-term wealth planning.
Outside of work, Cole enjoys spending time with his wife, Mary Kate, a hematology/oncology fellow, and their son, Brooks. He also keeps busy through travel, sports, and following his beloved Houston Astros.
Cole's best financial advice: The biggest edge there is in personal finance is having a plan for your next dollar.
- Brigham Young University – Idaho, B.A. in Business Management
- CERTIFIED FINANCIAL PLANNER® (CFP®)
- Certified Student Loan Professional® (CSLP®)
- Retirement Income Certified Professional® (RICP®)
- Chartered Special Needs Consultant® (ChSNC®)
Meredith is a Lead Planner with White Coat Planning. Meredith has an extensive background in the insurance industry, where she worked closely with retirees on Medicare planning, Social Security analysis, and long-term care protections. She is passionate about helping individuals piece together the puzzle of their financial roadmap. She strives to empower clients to fully understand their financial decisions and move forward with confidence and security, knowing that this work can bring peace of mind to other aspects of clients' lives as well.
Outside of work, Meredith is active in her community and enjoys time with her family, reading memoirs, playing tennis, and enjoying the great outdoors.
Meredith's best financial advice: Just as stocks pay dividends, so do our memories. Start investing early in your financial goals and in life experiences. Memory dividends will pay you for the rest of your life.
- University of the Incarnate Word – B.S. in Engineering Management
- CERTIFIED FINANCIAL PLANNER® (CFP®)
- Certified Student Loan Professional® (CSLP®)
Robbie is a Lead Financial Planner with White Coat Planning. Prior to joining WCP, Robbie spent two years at Candidly, helping thousands of borrowers navigate and optimize their student loan repayment strategies. He has spent his career helping individuals and families navigate complex financial decisions, including student loan strategy, investment planning, and long-term wealth accumulation.
Outside of work, Robbie enjoys swimming, skiing, and spending time with his wife and their two cats.
Robbie's best financial advice: You can borrow for college, but you can't borrow for your retirement.
- University of Illinois at Urbana Champaign – Master of Business Administration (MBA), Master of Education (MEd)
- Yale School of Management – Executive Education in Investment Management
- CERTIFIED FINANCIAL PLANNER® (CFP®)
- Certified Student Loan Professional® (CSLP®)
- Certified Investment Management Analyst® (CIMA®)
- Retirement Income Certified Professional® (RICP®)
- Chartered Financial Consultant® (ChFC®)
- Chartered Life Underwriter® (CLU®)
Daniel is a Lead Planner with White Coat Planning. After a decade in corporate strategy and seven years in private banking, he joined the WCP team with the goal to provide objective, holistic planning that is valued by the WCI community. Daniel understands firsthand the financial complexities for families in academia and clinical medicine and is dedicated to helping medical and high-income professionals build wealth through disciplined, evidence-based strategies. He specializes in preserving high clinical earnings through durable strategies that provide a unified financial plan.
A Nashville resident, Daniel is married with two daughters. He and his wife are proud "Double Yale" parents, with their elder daughter now working in New York and their younger one headed to Yale this fall. Outside of work, Daniel enjoys hiking in the mountains with his family.
Daniel's best financial advice: Focus on what you can control. Keep fees low, manage taxes intentionally, and save consistently so that your career success becomes lifelong flexibility.
- University of Utah, Master of Accountancy (MAcc)
- Westminster University, B.A. in Accounting
- Certified Student Loan Professional® (CSLP®)
Andrew is the Lead Student Loan Planner with White Coat Planning, following the acquisition of StudentLoanAdvice.com. He previously co-founded StudentLoanAdvice.com with The White Coat Investor and has personally advised more than 3,000 households on navigating complex student loan decisions. Andrew specializes in helping borrowers evaluate repayment strategies within the broader context of tax planning, investing, and long-term wealth building. His approach combines technical precision with practical implementation.
Outside of work, Andrew describes himself as a student loan nerd and aspiring triathlete. He enjoys golfing, mountain biking, skiing, and spending time with his wife and three children.
Andrew's best financial advice: Take advantage of compound interest, the eighth wonder of the world.
Apply Your Student Loan Plan Toward Full Financial Planning
If you decide to move forward with a comprehensive financial plan within six months, your $599 Student Loan Plan fee will be applied as a credit toward your initial planning fee.
Ready to Take Control of
Your Financial Future?
No obligation. No sales pressure. Just honest conversation.
.svg)
.svg)
.svg)
.svg)